Abstracts of papers


Paper 1. Financial Inclusion in Nigeria: Microfinance Banks' Scorecard

 Acha, Ikechukwu A. 1, Ukpong, Mfon2 and Frank, Bassey I. 3

One of the reasons for the establishment of Microfinance Banks (MFBs) in Nigeria was the curtailment of financial dualism by improving the level of financial inclusion. On this score, this study sets out to assess the performance of MFBs in Nigeria. It achieves this by comparing the performance of MFBs in four other countries (India, Ghana, Bangladesh and Kenya with similar economic fundamentals as Nigeria’s) with those of the MFBs in Nigeria. Relying on secondary data from relevant monetary authorities and data bases this study concludes that though MFBs in Nigeria have played a significant role in improving the state of financial inclusion but relatively they have fallen short of performance standards set in the other countries studied. The study attributes this poor performance to low outreach occasioned by colloquial methodologies and the concentration of MFBs in urban areas already saturated by commercial banks. To improve the performance of MFBs in Nigeria with regards to financial inclusion, the study suggests tax incentives, reduction of deposit insurance premium and subsidised training for MFBs that locate in rural areas where their impact would be felt more.


Paper 2. Functional Micro-insurance Model for Micfrofinance Banks to Boast SMEs in Nigeria


Paper 3. Informal Financial Institutions and Poverty Alleviation in Nigeria: A Multivariate Panel Data Approach


Paper 4. Financial Inclusion of Rural SMEs and Poverty Alleviation in Nigeria: An Empirical Review

 Ofeimun Godwin Omogbai

The study examined the impact of financial inclusion on poverty alleviation in Nigeria. The study adopts the ex post facto research design hence data for the study was obtained from secondary sources. The study made use of the Ordinary Least Square (OLS) regression analysis as the data analytical method. To ensure that our model is statistically valid, other diagnostic tests such as Jarque-Bera, and Correlation tests were conducted. Findings of the study showed that sectorial loan spread and loan to SMEs have a significant positive relationship with poverty alleviation in Nigeria during the period under review. The study also reveals that there is no significant positive relationship between deposits by rural areas and poverty alleviation in Nigeria. The study concludes that financial inclusion has a great role to play in stimulating economic growth and increase per capita income of the populace and recommends that efforts should be intensified to lend to the rural areas and SMEs especially to the agriculture sub sector so as to enhance food sufficiency, promote export, improve living standard and bring the unbanked rural dwellers to formal financial system.

Keywords: Financial Inclusion, Economic Growth, Per Capita Income, Standard of Living, SMES.

Paper 5. Entrepreneurial Agility and Competitive Advantage of Microfinance Banks in Anambra State


Paper 6. Financial Inclusion as a Strategy for Entrepreneurial Development


Paper 7. Financial Inclusion and Entrepreneurship Development: An Appraisal of Nigeria's Microfinance Banks


Paper 8. Relative Contributions of Microfinance and Commercial Banks to Economic Diversification in Nigeria: Empirical Evidence


Paper 9. Re-appraising the Entrepreneurial Enterprise of Rural Women in Cassava Production and Processing: A study of some selected communities in Edo State


Paper 10. Cultural Dimensions Supporting Subgroup Entrepreneurs in Nigeria Business Environment


Paper 11. Social Entrepreneurship: A new approach to community development in Nigeria


Paper 12. The Role of Social Entrepreneurship and the State in Stimulating National Entrepreneurship Development in Nigeria


Paper 13. Parental Household size and anti-social Entrepreneurship Deviant Behaviours among Secondary School Students in Anambra State, Nigeria.


Paper 14. Subjective Well-being, Relative Deprivation and Entrepreneurship Development in South-Western States, Nigeria


Paper 15. Collective Efficacy, Neighbourhood Ecology and Social Control Mechanisms in Mutual Benefits Association: Evidence from MBAs in Ekehuan Road Residential Cluster


Paper 16. Knowledge as a Resource and Intellectual Capital in Development


Paper 17. The Role of Small and Medium Scale Enterprise in the Development of the Nigerian Economy


Paper 18. Presidential Amnesty Entrepreneurship Programme and Youth Socio-economic Growth in Nigeria


Paper 19. Entrepreneurship Opportunities as a Means of Improving Youth Employment and Economic Growth in Nigeria


Paper 20. Skills Acquisition and Youth Empowerment in Isiohor Community, Ovia North East Local Government of Edo State, Nigeria


Paper 21. The Role of the Public and Private Sectors in Youth Entrepreneurship and Job Creation


Paper 22. Monetary Policy and Quest for Financial Inclusion in Nigeria: an empirical investigation


Paper 23. Fraud and Microfinance Institutions in Nigeria


Paper 24. Entrepreneurship and the Growth of Nigeria's Public Sector: Challenges and Contributions (1995-2016)




All abstracts published on this website are entirely the author's...

About CMED

Next Event

About Us

LAPO Institute is a centre for capacity enhancement and research dedicated to human capital and enterprise development. Read More



Contact Us

For further enquiry about the event, please contact us at:
  Plot 6, S & T Barracks Road
  P.M.B 1729, Benin City, Nigeria
  This email address is being protected from spambots. You need JavaScript enabled to view it.
 acmedThis email address is being protected from spambots. You need JavaScript enabled to view it.
  +234 8135776286
  +234 8150869791